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Hallmark Financial Services, Inc., an insurance holding company, engages in marketing, distributing, underwriting, and servicing property/casualty insurance products for businesses and individuals in the United States. Its Standard Commercial segment offers standard commercial lines insurance products, such as commercial automobile, general liability, umbrella insurance, commercial property, commercial multi-peril, and business owner's insurance. This segment also provides workers compensation insurance to the small and middle market. The company's Specialty Commercial segment offers commercial lines insurance products, such as commercial automobile, general liability, commercial property, medical professional liability, commercial excess liability, and commercial umbrella insurance products. This segment also provides general aviation property/casualty insurance products, including aircraft and airport liability insurance; and small and middle market commercial excess liability, umbrella, and general liability insurance. Its Personal segment offers personal insurance products comprising non-standard personal automobile, low value dwelling/homeowners, renters, manufactured homes, motorcycle, and business auto insurance products and services. The company distributes its insurance products through independent general agents, retail agents, specialty brokers, and wholesale brokers. Hallmark Financial Services, Inc. was founded in 1987 and is headquartered in Fort Worth, Texas.